Will a hazardous pastime affect my premium?

Permanent Health Insurance (PHI) is a type of income protection policy. If you take part in a hazardous pastime such as rock climbing, scuba diving or caving, you may be required to fill out an additional questionnaire relating to the activity in which you participate.

If it is then regarded as higher risk, you may be asked to pay a slightly higher Permanent Health Insurance premium than somebody who does not take part in this event, due to the increased risk of injury leading to potential time off work.

For further information on how hazardous pastimes can affect your PHI premiums you need look no further than the advice from E J Folkard Financial Services. We want to help to save you both time and money by searching the Permanent Health Insurance market on your behalf to find you the best policy to suit your individual circumstances. Why not call us now and get a quote, it costs nothing. We offer a truly independent UK whole of market service.

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