Why is PHI more expensive for women?

Statistically women are more likely to suffer illnesses during their lifetime compared to men. This means they are classed as a higher risk as they are more likely to claim on their PHI policy and the insurance companies are more likely to pay out. To counteract the greater chance of them paying out the insurance companies will charge more to insure women for PHI than men.

For further information on the differences between a number of different Income Protection polices you need look no further than the trained advisors at E J Folkard Financial Services. We want to help to save you both time and money by searching the Permanent Health Insurance market on your behalf to find you the best policy to suit your individual circumstances. Why not call us now and get a quote, it costs nothing. We offer a truly independent UK whole of market service.

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