Will my occupation affect my PHI premium?

The likelihood of accident or illness varies depending on what occupation you do, and premiums will vary to reflect this. For example, a builder may pay a higher premium than an office clerk due to the higher risk nature of the job.

However there are specialist providers who do not charge you more for having a higher risk occupation, and therefore they may be more suitable for you.

For further information on the differences between a number of different Income Protection polices you need look no further than the trained advisors at E J Folkard Financial Services. We want to help to save you both time and money by searching the Permanent Health Insurance market on your behalf to find you the best policy to suit your individual circumstances. Why not call us now and get a quote, it costs nothing. We offer a truly independent UK whole of market service.

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